JapCarForum Club Sponsor Adrian Flux Cover for other cars

Cover for other cars

Cover for other cars

Fry-Up
Posting Freak
891
22-07-2017, 06:11 AM
#1
can anyone confirm something from a standard fully comp policy that allows the use of other vehicles with the other vehicle's owner's permission?

does the other car have to have valid insurance?

my fully comp policy allows me to drive other cars and I would be covered 3rd party, i've been told by 2 flux employees I can drive an UNinsured car but i'm still covered 3rd party

is it true or have i been given duff info, my policy doesn't state whether the other vehicles have to be covered by their owner
Fry-Up
22-07-2017, 06:11 AM #1

can anyone confirm something from a standard fully comp policy that allows the use of other vehicles with the other vehicle's owner's permission?

does the other car have to have valid insurance?

my fully comp policy allows me to drive other cars and I would be covered 3rd party, i've been told by 2 flux employees I can drive an UNinsured car but i'm still covered 3rd party

is it true or have i been given duff info, my policy doesn't state whether the other vehicles have to be covered by their owner

Fry-Up
Posting Freak
891
22-07-2017, 06:56 AM
#2
I've just rang again to check and been told the other car does have to be insured so I've complained as I've driven on the say so of my insurer, fortunate not to get caught so I know not to do it again
Fry-Up
22-07-2017, 06:56 AM #2

I've just rang again to check and been told the other car does have to be insured so I've complained as I've driven on the say so of my insurer, fortunate not to get caught so I know not to do it again

toxo
Posting Freak
4,843
23-07-2017, 04:48 AM
#3
Defo duff info, and something not a lot of people realise. My mate got done for driving without insurance doing exactly the same thing!
toxo
23-07-2017, 04:48 AM #3

Defo duff info, and something not a lot of people realise. My mate got done for driving without insurance doing exactly the same thing!

edeath
Senior Member
525
03-09-2017, 06:34 AM
#4
yep anpr will pick up the car as being uninsured and you will get done. It's quite frustrating when the you get duff info from people who you think are in the know. Reminds me of the time my Mum told me turbos were for making cars quieter when I was 10 lol.

Was Supercharged Racing Green IS200 Sport. Now APR Stage 1 Seat Leon Cupra (220 Bhp).
edeath
03-09-2017, 06:34 AM #4

yep anpr will pick up the car as being uninsured and you will get done. It's quite frustrating when the you get duff info from people who you think are in the know. Reminds me of the time my Mum told me turbos were for making cars quieter when I was 10 lol.


Was Supercharged Racing Green IS200 Sport. Now APR Stage 1 Seat Leon Cupra (220 Bhp).

FirebirdPhil
Posting Freak
7,101
03-09-2017, 06:42 AM
#5
technically though a turbo does make the engine quieter:lol:

"Life's goal is not to arrive safely at the grave in a well preserved body. But, rather to skid in sideways........
totally worn out and broken, shouting 'Holy ****, WHAT A RIDE!'"
FirebirdPhil
03-09-2017, 06:42 AM #5

technically though a turbo does make the engine quieter:lol:


"Life's goal is not to arrive safely at the grave in a well preserved body. But, rather to skid in sideways........
totally worn out and broken, shouting 'Holy ****, WHAT A RIDE!'"

FirebirdPhil
Posting Freak
7,101
03-09-2017, 06:42 AM
#6
But it has other benefits also.

"Life's goal is not to arrive safely at the grave in a well preserved body. But, rather to skid in sideways........
totally worn out and broken, shouting 'Holy ****, WHAT A RIDE!'"
FirebirdPhil
03-09-2017, 06:42 AM #6

But it has other benefits also.


"Life's goal is not to arrive safely at the grave in a well preserved body. But, rather to skid in sideways........
totally worn out and broken, shouting 'Holy ****, WHAT A RIDE!'"

parthiban
Posting Freak
4,925
03-09-2017, 08:02 AM
#7
From Admiral's terms and conditions:

1b Driving other cars
If you qualify under this section, cover is for the policyholder only and is Third Party only, while driving a private motor car within our territorial limits. Your current Certificate of Motor Insurance will say if you have this cover.
We will cover you for everything listed in clause 1a when you are driving any other car as long as:

your current Certificate of Motor Insurance says so

you hold a valid Driving Licence and are not disqualified

the other car is not owned by you, a rental car, nor hired to you under a hire purchase or leasing agreement

you have the owner’s permission to drive the car

there is a valid insurance policy in force for that car

you are not covered by any other insurance to drive it

you still have your car, and it has not been damaged beyond repair, stolen nor sold

2002 '02' IS200 SE Auto - DVD Satnav with Voice Activation - [COLOR="Blue"]Strathcaron Blue - Parking Sensors - 5000K HIDs with Anti-Glare Bulbs - PIAA 6500K Main Beams - LED Sidelights - Mirror/Sunroof Closure - TTE Styling Kit - 18" Styling Kit Alloys with nitrogen filled Goodyear Eagle F1 Asymmetric Tyres - Bluetouch Multimedia Kit - Gromaudio AUX in - Black painted calipers with silver Lexus decals - 12 LED Dome Light - 96 LED Boot Light - Stainless Steel Sport Sill Plates - PIAA Silicone Wipers[/COLOR]
parthiban
03-09-2017, 08:02 AM #7

From Admiral's terms and conditions:

1b Driving other cars
If you qualify under this section, cover is for the policyholder only and is Third Party only, while driving a private motor car within our territorial limits. Your current Certificate of Motor Insurance will say if you have this cover.
We will cover you for everything listed in clause 1a when you are driving any other car as long as:

your current Certificate of Motor Insurance says so

you hold a valid Driving Licence and are not disqualified

the other car is not owned by you, a rental car, nor hired to you under a hire purchase or leasing agreement

you have the owner’s permission to drive the car

there is a valid insurance policy in force for that car

you are not covered by any other insurance to drive it

you still have your car, and it has not been damaged beyond repair, stolen nor sold


2002 '02' IS200 SE Auto - DVD Satnav with Voice Activation - [COLOR="Blue"]Strathcaron Blue - Parking Sensors - 5000K HIDs with Anti-Glare Bulbs - PIAA 6500K Main Beams - LED Sidelights - Mirror/Sunroof Closure - TTE Styling Kit - 18" Styling Kit Alloys with nitrogen filled Goodyear Eagle F1 Asymmetric Tyres - Bluetouch Multimedia Kit - Gromaudio AUX in - Black painted calipers with silver Lexus decals - 12 LED Dome Light - 96 LED Boot Light - Stainless Steel Sport Sill Plates - PIAA Silicone Wipers[/COLOR]

Asi
Posting Freak
2,510
04-09-2017, 09:48 AM
#8
bells use to do a extra thing with their policy that you pay £30 and drive other car third party but they dont do it anymore so does adrian flux does it? worth a try

[SIZE="5"]V8 TURBO IS200
JAE Best Modified OJC Winner [/SIZE]
Asi
04-09-2017, 09:48 AM #8

bells use to do a extra thing with their policy that you pay £30 and drive other car third party but they dont do it anymore so does adrian flux does it? worth a try


[SIZE="5"]V8 TURBO IS200
JAE Best Modified OJC Winner [/SIZE]

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