Wtf! £50 increase for using a k&n airfilter
Wtf! £50 increase for using a k&n airfilter
14-04-2018, 11:58 AM
"Life's goal is not to arrive safely at the grave in a well preserved body. But, rather to skid in sideways........
totally worn out and broken, shouting 'Holy ****, WHAT A RIDE!'"
FirebirdPhil
14-04-2018, 11:58 AM #12Usa is even better, you can do what you want so long as emissions pass once a year.
"Life's goal is not to arrive safely at the grave in a well preserved body. But, rather to skid in sideways........
totally worn out and broken, shouting 'Holy ****, WHAT A RIDE!'"
14-04-2018, 12:30 PM
Gord But petrol cost in USA lots cheaper :laugh:
Some states are still tax free on earnings also.
"Life's goal is not to arrive safely at the grave in a well preserved body. But, rather to skid in sideways........
totally worn out and broken, shouting 'Holy ****, WHAT A RIDE!'"
FirebirdPhil
14-04-2018, 12:30 PM #14Gord But petrol cost in USA lots cheaper :laugh:
Some states are still tax free on earnings also.
"Life's goal is not to arrive safely at the grave in a well preserved body. But, rather to skid in sideways........
totally worn out and broken, shouting 'Holy ****, WHAT A RIDE!'"
14-04-2018, 12:31 PM
jae 2010 best lexus category show and shine winner
jae 2010 ice outlaw award 2nd place
jae 2011 ice outlaw award 1st place
is300_dino
14-04-2018, 12:31 PM #15do we have to use a british insurer? say phone a europe based one like jays and pay what he pays? or is that totally illegal, or a not very well planned way of saving money? how would it work?
jae 2010 best lexus category show and shine winner
jae 2010 ice outlaw award 2nd place
jae 2011 ice outlaw award 1st place
14-04-2018, 12:37 PM
ae86 = is 200
14-04-2018, 12:37 PM #16try adrian flux car insurance they dont mess you around like that just tell them all the mods and if you have a good ncb you still get good insurance prices and these guys know there cars inside out too
14-04-2018, 01:47 PM
DaveEdin Interesting point I got from a senior insurance underwriter a few weeks back...
Apparently you legally only have to "declare your modifications at the point of renewal or inception of the policy" - modifications undertaken during the year do not have to be declared until the policy renewal comes around...
This was a bloke from Aviva, so he should know his stuff...
one of my workmates just had a new engine in his punto 1.2 and the garage could only source a 1.4 engine locally so soon so he took it and rang his insurers who said its fine, call back when its time to renew
i'm not sure who he's with, nor if that applies to all insurers or if in fact mr aviva chap is right and legally they only have to be told on renewal
but what happens if u modify, but have a bump before renewal and the insurers check the car? seems too easy for anyone with undeclared mods just to say i've recently fitted whatever and was going to declare at my next renewal
DaveEdin Interesting point I got from a senior insurance underwriter a few weeks back...
Apparently you legally only have to "declare your modifications at the point of renewal or inception of the policy" - modifications undertaken during the year do not have to be declared until the policy renewal comes around...
This was a bloke from Aviva, so he should know his stuff...
one of my workmates just had a new engine in his punto 1.2 and the garage could only source a 1.4 engine locally so soon so he took it and rang his insurers who said its fine, call back when its time to renew
i'm not sure who he's with, nor if that applies to all insurers or if in fact mr aviva chap is right and legally they only have to be told on renewal
but what happens if u modify, but have a bump before renewal and the insurers check the car? seems too easy for anyone with undeclared mods just to say i've recently fitted whatever and was going to declare at my next renewal
14-04-2018, 02:13 PM
Obviously you should always just declare all mods but still it's handy to know you can leave it till you were renewing anyway...
IS200 Sport - Sold
Mazda 6 MPS - Zoom Zoom!
Modifications
Completed:
Currently 280bhp/295lbft; 3" Meercat custom exhaust; KW Suspension; FMIC; SSP; HPFP; Custom Stainless Steel Dials - for the moment, the only set in the world!! (Till the group buy for MPSOC anyway :lol: )
In Progress:
E-Tuning remap ongoing via Cobb Accessport; Braided brake lines; Stubby aerial; Tinted repeaters and sidelights; 3 Port Boost Control Solenoid; 3" HTP Intake
I mentioned that to him, Rory, he said that when modifying keep any receipts etc to prove they were done after the policy began, but that it was something they had to watch out for...
Obviously you should always just declare all mods but still it's handy to know you can leave it till you were renewing anyway...
IS200 Sport - Sold
Mazda 6 MPS - Zoom Zoom!
Modifications
Completed:
Currently 280bhp/295lbft; 3" Meercat custom exhaust; KW Suspension; FMIC; SSP; HPFP; Custom Stainless Steel Dials - for the moment, the only set in the world!! (Till the group buy for MPSOC anyway :lol: )
In Progress:
E-Tuning remap ongoing via Cobb Accessport; Braided brake lines; Stubby aerial; Tinted repeaters and sidelights; 3 Port Boost Control Solenoid; 3" HTP Intake
14-04-2018, 10:37 PM
Yep but if you're in a bad smash bang, I doubt you'll have the chance to remove your charger before an investigator turns up. I think that's the main point as well as insuring a fiesta 1.1 as standard when in fact its got a small block hemi under the hood means the premiums are just all wrong
15-04-2018, 12:23 AM
is300_dino do we have to use a british insurer? say phone a europe based one like jays and pay what he pays? or is that totally illegal, or a not very well planned way of saving money? how would it work?
I beleve you have to have residence in the country you are insuring the car, or the car is registered in that country.
Cover for other eu countries is limited to a month or so at any one time, or something like that.
"Life's goal is not to arrive safely at the grave in a well preserved body. But, rather to skid in sideways........
totally worn out and broken, shouting 'Holy ****, WHAT A RIDE!'"
FirebirdPhil
15-04-2018, 12:23 AM #20is300_dino do we have to use a british insurer? say phone a europe based one like jays and pay what he pays? or is that totally illegal, or a not very well planned way of saving money? how would it work?
I beleve you have to have residence in the country you are insuring the car, or the car is registered in that country.
Cover for other eu countries is limited to a month or so at any one time, or something like that.
"Life's goal is not to arrive safely at the grave in a well preserved body. But, rather to skid in sideways........
totally worn out and broken, shouting 'Holy ****, WHAT A RIDE!'"
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