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Ring Trip Insurance

Ring Trip Insurance

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fluff
Senior Member
688
19-04-2018, 12:17 PM
#1
Do please excuse me if I state the obvious.

Most fully comprehensive insurance cover, covers the policy holder and named drivers to drive their cars in the EU which obviously includes Germany. However, if you check your policy closely, this cover is not included for the Nurburgring or North Loop as the Germans seem to like calling it.

So, I'm just wondering where the best place would be to buy insurance as I have no experience in buying this kind of insurance before.

Many thanks in advance.
fluff
19-04-2018, 12:17 PM #1

Do please excuse me if I state the obvious.

Most fully comprehensive insurance cover, covers the policy holder and named drivers to drive their cars in the EU which obviously includes Germany. However, if you check your policy closely, this cover is not included for the Nurburgring or North Loop as the Germans seem to like calling it.

So, I'm just wondering where the best place would be to buy insurance as I have no experience in buying this kind of insurance before.

Many thanks in advance.

Lexusboy
Posting Freak
9,267
19-04-2018, 12:27 PM
#2
Track day insurance is expensive (starting at the higher of £250/day or 1.5% of the value of your car), and apply high excesses and low maximum payouts (for example, an excess of £5,000 and a maximum payout of £20,000). The price for insurance usually decreases for two or more days, on the basis that if you didn't crash the first day, you're less likely to crash on subsequent days. The top five UK companies in this field on Google are:

MIS
REIS
Everitt Boles
Competition Car Insurance
OAMPS

Dont forget your not only need to cover your car but if you have a accident then the track will be closed and the ring will bill you for the lost time the damage to any part of the track and also the recovery truck.
Lexusboy
19-04-2018, 12:27 PM #2

Track day insurance is expensive (starting at the higher of £250/day or 1.5% of the value of your car), and apply high excesses and low maximum payouts (for example, an excess of £5,000 and a maximum payout of £20,000). The price for insurance usually decreases for two or more days, on the basis that if you didn't crash the first day, you're less likely to crash on subsequent days. The top five UK companies in this field on Google are:

MIS
REIS
Everitt Boles
Competition Car Insurance
OAMPS

Dont forget your not only need to cover your car but if you have a accident then the track will be closed and the ring will bill you for the lost time the damage to any part of the track and also the recovery truck.

Anees
Posting Freak
902
19-04-2018, 12:35 PM
#3
This thread has some good info:

http://www.lancerregister.com/showthread...+insurance

Smile

[Image: clubbanner.gif]
Anees
19-04-2018, 12:35 PM #3

This thread has some good info:

http://www.lancerregister.com/showthread...+insurance

Smile


[Image: clubbanner.gif]

purplewitch
Posting Freak
3,953
20-04-2018, 01:30 PM
#4
So are the repair costs if you damage a blade of their grass .. or are deemed to have caused other damage cos yours leaked ! We have decided to drain all the oil, water, brake fluid etc so we dont cause that lol

[SIGPIC][/SIGPIC] [COLOR="DarkOrchid"]That symbol on the side of my door.. Definition by FirebirdPhil 'Translated it means -
"try to overtake - go on give it a go I dare you......." [/COLOR]
I'm not an Outlaw; I'm a Poutlaw! Purple Supras are the bestest! I love purple .. a lot lot lot Smile
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purplewitch
20-04-2018, 01:30 PM #4

So are the repair costs if you damage a blade of their grass .. or are deemed to have caused other damage cos yours leaked ! We have decided to drain all the oil, water, brake fluid etc so we dont cause that lol


[SIGPIC][/SIGPIC] [COLOR="DarkOrchid"]That symbol on the side of my door.. Definition by FirebirdPhil 'Translated it means -
"try to overtake - go on give it a go I dare you......." [/COLOR]
I'm not an Outlaw; I'm a Poutlaw! Purple Supras are the bestest! I love purple .. a lot lot lot Smile
Follow us on Twitter and join us on Facebook

Lee
Member
92
20-04-2018, 01:36 PM
#5
Touchwood but I've never taken any additional cover out. I've just made sure my car is in perfect condition i.e brakes, fluids, tyres and just taken care going round. After all you want to be driving home in one piece.
Lee
20-04-2018, 01:36 PM #5

Touchwood but I've never taken any additional cover out. I've just made sure my car is in perfect condition i.e brakes, fluids, tyres and just taken care going round. After all you want to be driving home in one piece.

Anees
Posting Freak
902
21-04-2018, 12:47 AM
#6
Marsdendean I can see why people risk it really, but if you drive like that video of the guy in the BMW, i would pay whatever it cost lol !

To be fair, the OJC Ring trips are more about the experience of going round the ring and enjoying the environment then actually driving that fast round the ring - the risks if you get it wrong are too great.

Many people get obsessed with lap times etc but just go out there and enjoy it, keep out the way of the really fast stuff and get the car home in one peice. :thumbup:

I have never timed myself going round the ring, but Raj did accidently time us last year when he was showing me some of the lines to take in his M5 while I followed him in the Evo.

[Image: clubbanner.gif]
Anees
21-04-2018, 12:47 AM #6

Marsdendean I can see why people risk it really, but if you drive like that video of the guy in the BMW, i would pay whatever it cost lol !

To be fair, the OJC Ring trips are more about the experience of going round the ring and enjoying the environment then actually driving that fast round the ring - the risks if you get it wrong are too great.

Many people get obsessed with lap times etc but just go out there and enjoy it, keep out the way of the really fast stuff and get the car home in one peice. :thumbup:

I have never timed myself going round the ring, but Raj did accidently time us last year when he was showing me some of the lines to take in his M5 while I followed him in the Evo.


[Image: clubbanner.gif]

Rabster
Posting Freak
10,234
21-04-2018, 01:06 AM
#7
im not sure about the insurance as i will not be racing the ring im going purely for the experience and to say i have done it, my car is not a car i want to crash or damage in anyway if i feel that the risk is to great when i get there i will not be driving the ring



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Rabster
21-04-2018, 01:06 AM #7

im not sure about the insurance as i will not be racing the ring im going purely for the experience and to say i have done it, my car is not a car i want to crash or damage in anyway if i feel that the risk is to great when i get there i will not be driving the ring




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Contact me to get your video hosted on the club YouTube Account

[SIGPIC][/SIGPIC]

Anees
Posting Freak
902
21-04-2018, 02:00 AM
#8
Rabster if i feel that the risk is to great when i get there i will not be driving the ring

Don't be a wuss!! :p

Just move over to the right when you see any really fast stuff coming and use your mirrors and you should be fine. Would be a shame to drive all that way and then not actually do the ring! Wink

I was scared the first time I went on the Ring, but once you get over it, its fine- just don't get over confident.

[Image: clubbanner.gif]
Anees
21-04-2018, 02:00 AM #8

Rabster if i feel that the risk is to great when i get there i will not be driving the ring

Don't be a wuss!! :p

Just move over to the right when you see any really fast stuff coming and use your mirrors and you should be fine. Would be a shame to drive all that way and then not actually do the ring! Wink

I was scared the first time I went on the Ring, but once you get over it, its fine- just don't get over confident.


[Image: clubbanner.gif]

Rabster
Posting Freak
10,234
21-04-2018, 04:27 AM
#9
oh the chances are i will drive it lol

but for example we get there and there has been a few crashes that day already then i probably wont do it lol

Mirrors what are they where are they located ?



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Rabster
21-04-2018, 04:27 AM #9

oh the chances are i will drive it lol

but for example we get there and there has been a few crashes that day already then i probably wont do it lol

Mirrors what are they where are they located ?




Follow us on Twitter and join us on Facebook


Contact me to get your video hosted on the club YouTube Account

[SIGPIC][/SIGPIC]

fluff
Senior Member
688
21-04-2018, 04:30 AM
#10
Mirrors are located behind the sinvisors under the flap and are mostly used to make sure your makeup is flawless obviously.
fluff
21-04-2018, 04:30 AM #10

Mirrors are located behind the sinvisors under the flap and are mostly used to make sure your makeup is flawless obviously.

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