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Credit Report - Credit Score

Credit Report - Credit Score

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kam05
Senior Member
387
16-03-2017, 06:22 AM
#11
parthiban and most predictions put the base rate up to 1.5-2% by the end of 2010

Agree- and expect VAT to rise to 20%

...where did I put that lube???

[SIGPIC][/SIGPIC]

Mods:...WIM geometry setup & fine tune, K&N Air filter, Stainless steel A/C rings, Brodit phone kit, Stainless steel clock surround, B&M Shortshifter & LED Domelight, Maplight & Sun Visors, OEM Chrome exhaust tip, OEM rubber bootliner, Fan type windscreen washer jets, LS430 Side repeaters, OEM LE grille, OEM cargo net, Front OEM armrest
kam05
16-03-2017, 06:22 AM #11

parthiban and most predictions put the base rate up to 1.5-2% by the end of 2010

Agree- and expect VAT to rise to 20%

...where did I put that lube???


[SIGPIC][/SIGPIC]

Mods:...WIM geometry setup & fine tune, K&N Air filter, Stainless steel A/C rings, Brodit phone kit, Stainless steel clock surround, B&M Shortshifter & LED Domelight, Maplight & Sun Visors, OEM Chrome exhaust tip, OEM rubber bootliner, Fan type windscreen washer jets, LS430 Side repeaters, OEM LE grille, OEM cargo net, Front OEM armrest

Carpediem
Posting Freak
1,273
16-03-2017, 06:35 AM
#12
IVe got a credit score of 980, been working very ahrd the last two years as my old employer paid me late one month and i had 6 direct debits fail and destroyed my rating.

I got it back to 980 and i couldnt get a loan for my lexus from anywhere (except lexus finance)

What they failed to see was my old car cost me £264 month, but my new one would cost me £219 a month.

seems they cant do maths....

[SIGPIC][/SIGPIC]
Lexus IS220d - Parrot Bluetooth kit, 1 idiot driver
Carpediem
16-03-2017, 06:35 AM #12

IVe got a credit score of 980, been working very ahrd the last two years as my old employer paid me late one month and i had 6 direct debits fail and destroyed my rating.

I got it back to 980 and i couldnt get a loan for my lexus from anywhere (except lexus finance)

What they failed to see was my old car cost me £264 month, but my new one would cost me £219 a month.

seems they cant do maths....


[SIGPIC][/SIGPIC]
Lexus IS220d - Parrot Bluetooth kit, 1 idiot driver

Saraj
Posting Freak
2,791
16-03-2017, 09:08 AM
#13
the thing is, atleast now if i struggle with any finance, i know it cant be anything to do with my score, before I thought how could i get any finance with the score I had

[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
Saraj
16-03-2017, 09:08 AM #13

the thing is, atleast now if i struggle with any finance, i know it cant be anything to do with my score, before I thought how could i get any finance with the score I had


[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]

FirebirdPhil
Posting Freak
7,101
17-03-2017, 07:02 AM
#14
parthiban the interest rate is bound to start rising as soon as the election is over, and most predictions put the base rate up to 1.5-2% by the end of 2010 which will obviously have quite a drastic effect on the housing market.

Add 20% Vat, £1.35 fuel and hello to another recession.

Whoever gets in is in for one of the hardest political rides ever. I for one wouldn't want the job.

"Life's goal is not to arrive safely at the grave in a well preserved body. But, rather to skid in sideways........
totally worn out and broken, shouting 'Holy ****, WHAT A RIDE!'"
FirebirdPhil
17-03-2017, 07:02 AM #14

parthiban the interest rate is bound to start rising as soon as the election is over, and most predictions put the base rate up to 1.5-2% by the end of 2010 which will obviously have quite a drastic effect on the housing market.

Add 20% Vat, £1.35 fuel and hello to another recession.

Whoever gets in is in for one of the hardest political rides ever. I for one wouldn't want the job.


"Life's goal is not to arrive safely at the grave in a well preserved body. But, rather to skid in sideways........
totally worn out and broken, shouting 'Holy ****, WHAT A RIDE!'"

dodgydave
Senior Member
472
17-03-2017, 10:58 AM
#15
What they should do with mortgages is balance new for old. You could have my old one that I finished in January :laugh:
dodgydave
17-03-2017, 10:58 AM #15

What they should do with mortgages is balance new for old. You could have my old one that I finished in January :laugh:

DaveEdin
Posting Freak
5,657
17-03-2017, 12:31 PM
#16
Does make you wonder - Does Gordon B think "It's all fecked, sod it, let's lose and let the next bunch get on with the problem, and we;ll take the easy job of sitting in a seat and shouting abuse at them for a few years!"
DaveEdin
17-03-2017, 12:31 PM #16

Does make you wonder - Does Gordon B think "It's all fecked, sod it, let's lose and let the next bunch get on with the problem, and we;ll take the easy job of sitting in a seat and shouting abuse at them for a few years!"

parthiban
Posting Freak
4,925
18-03-2017, 01:10 AM
#17
Not sure if I've said this already, but my personal opinion is that GB is trying to kill the pound - get it to 1:1 with the euro and then switch over........

And if we get a hung parliament, think labour and lib dems will gang together to make this happen.

2002 '02' IS200 SE Auto - DVD Satnav with Voice Activation - [COLOR="Blue"]Strathcaron Blue - Parking Sensors - 5000K HIDs with Anti-Glare Bulbs - PIAA 6500K Main Beams - LED Sidelights - Mirror/Sunroof Closure - TTE Styling Kit - 18" Styling Kit Alloys with nitrogen filled Goodyear Eagle F1 Asymmetric Tyres - Bluetouch Multimedia Kit - Gromaudio AUX in - Black painted calipers with silver Lexus decals - 12 LED Dome Light - 96 LED Boot Light - Stainless Steel Sport Sill Plates - PIAA Silicone Wipers[/COLOR]
parthiban
18-03-2017, 01:10 AM #17

Not sure if I've said this already, but my personal opinion is that GB is trying to kill the pound - get it to 1:1 with the euro and then switch over........

And if we get a hung parliament, think labour and lib dems will gang together to make this happen.


2002 '02' IS200 SE Auto - DVD Satnav with Voice Activation - [COLOR="Blue"]Strathcaron Blue - Parking Sensors - 5000K HIDs with Anti-Glare Bulbs - PIAA 6500K Main Beams - LED Sidelights - Mirror/Sunroof Closure - TTE Styling Kit - 18" Styling Kit Alloys with nitrogen filled Goodyear Eagle F1 Asymmetric Tyres - Bluetouch Multimedia Kit - Gromaudio AUX in - Black painted calipers with silver Lexus decals - 12 LED Dome Light - 96 LED Boot Light - Stainless Steel Sport Sill Plates - PIAA Silicone Wipers[/COLOR]

FirebirdPhil
Posting Freak
7,101
18-03-2017, 01:51 AM
#18
Not with the current state of the Euro, would anyone join that currency, we are very lucky not to be in the position some other EU countries are in. Our ability to govern our own interest rates has saved this country so far.......

"Life's goal is not to arrive safely at the grave in a well preserved body. But, rather to skid in sideways........
totally worn out and broken, shouting 'Holy ****, WHAT A RIDE!'"
FirebirdPhil
18-03-2017, 01:51 AM #18

Not with the current state of the Euro, would anyone join that currency, we are very lucky not to be in the position some other EU countries are in. Our ability to govern our own interest rates has saved this country so far.......


"Life's goal is not to arrive safely at the grave in a well preserved body. But, rather to skid in sideways........
totally worn out and broken, shouting 'Holy ****, WHAT A RIDE!'"

steviewevie
Posting Freak
7,993
18-03-2017, 01:54 AM
#19
Indeed, staying well clear of the Euro would be the best idea at the moment !

[Image: Sig-enginebay.jpg]
IS200 Turbo project now just about complete ! See my thread here and leave your comments.
Now running standalone Syvecs ECU and no stock ECU !
steviewevie
18-03-2017, 01:54 AM #19

Indeed, staying well clear of the Euro would be the best idea at the moment !


[Image: Sig-enginebay.jpg]
IS200 Turbo project now just about complete ! See my thread here and leave your comments.
Now running standalone Syvecs ECU and no stock ECU !

parthiban
Posting Freak
4,925
18-03-2017, 04:20 AM
#20
steviewevie Indeed, staying well clear of the Euro would be the best idea at the moment !

Agreed, but that isn't labour and lib dems plan........

2002 '02' IS200 SE Auto - DVD Satnav with Voice Activation - [COLOR="Blue"]Strathcaron Blue - Parking Sensors - 5000K HIDs with Anti-Glare Bulbs - PIAA 6500K Main Beams - LED Sidelights - Mirror/Sunroof Closure - TTE Styling Kit - 18" Styling Kit Alloys with nitrogen filled Goodyear Eagle F1 Asymmetric Tyres - Bluetouch Multimedia Kit - Gromaudio AUX in - Black painted calipers with silver Lexus decals - 12 LED Dome Light - 96 LED Boot Light - Stainless Steel Sport Sill Plates - PIAA Silicone Wipers[/COLOR]
parthiban
18-03-2017, 04:20 AM #20

steviewevie Indeed, staying well clear of the Euro would be the best idea at the moment !

Agreed, but that isn't labour and lib dems plan........


2002 '02' IS200 SE Auto - DVD Satnav with Voice Activation - [COLOR="Blue"]Strathcaron Blue - Parking Sensors - 5000K HIDs with Anti-Glare Bulbs - PIAA 6500K Main Beams - LED Sidelights - Mirror/Sunroof Closure - TTE Styling Kit - 18" Styling Kit Alloys with nitrogen filled Goodyear Eagle F1 Asymmetric Tyres - Bluetouch Multimedia Kit - Gromaudio AUX in - Black painted calipers with silver Lexus decals - 12 LED Dome Light - 96 LED Boot Light - Stainless Steel Sport Sill Plates - PIAA Silicone Wipers[/COLOR]

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