Credit Report - Credit Score
Credit Report - Credit Score
Now I noticed some financial associates, who I am no longer with, so going to ask how this can be updated, plus, direct line have searchs for insurance quotes?? im going to ask whether this affects the score or not.
[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
got my electrol info updated and its gone from 830, to 897 !
Now I noticed some financial associates, who I am no longer with, so going to ask how this can be updated, plus, direct line have searchs for insurance quotes?? im going to ask whether this affects the score or not.
[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
![[Image: ormiedit1-2.jpg]](http://i214.photobucket.com/albums/cc320/tempra5/ormiedit1-2.jpg)
TTE supercharger,pr0lex manifold,hks fcd,larger intercooler,apexi induction kit,silicone hose kit,IK22's,polished engine parts,TTE front bumper mod'd for intercooler,TRD side skirts,TRD rear lip,JDM headlights and fogs,10k hid headlights 8k full beam,L8XSS p/plate,fog/brake/light conversion,18"fox rs's,lowered 90mm(f)100mm®,moleys under bars,yellow trd anti rollbars,full stainless exhaust,carbon fiber intake plus so much more
well mate good luck matey i have had my morgage for 4 years the only problem is our out goings inc the morgage is £2500 per month...ouch!!at least i've still been able to do the lex up!!!
TTE supercharger,pr0lex manifold,hks fcd,larger intercooler,apexi induction kit,silicone hose kit,IK22's,polished engine parts,TTE front bumper mod'd for intercooler,TRD side skirts,TRD rear lip,JDM headlights and fogs,10k hid headlights 8k full beam,L8XSS p/plate,fog/brake/light conversion,18"fox rs's,lowered 90mm(f)100mm®,moleys under bars,yellow trd anti rollbars,full stainless exhaust,carbon fiber intake plus so much more
but yet I got declined on a barclarycard? and a 30 per month t-mobile contract? what the hell is going on, checked my credit report and no adverse information?
rang credit expert up, they asked me to ring back when they have the info on both applications and be able to tell me whats going on....
seriously a mobile contract? what hope do i have when it comes to mortgage time?
[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
well my score is no 985 as of today, dont think i can get better,
but yet I got declined on a barclarycard? and a 30 per month t-mobile contract? what the hell is going on, checked my credit report and no adverse information?
rang credit expert up, they asked me to ring back when they have the info on both applications and be able to tell me whats going on....
seriously a mobile contract? what hope do i have when it comes to mortgage time?
[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
![[Image: sig.jpg]](http://www.aspo21.dsl.pipex.com//sig.jpg)
[SIGPIC][/SIGPIC] [COLOR="DarkOrchid"]That symbol on the side of my door.. Definition by FirebirdPhil 'Translated it means -
"try to overtake - go on give it a go I dare you......." [/COLOR]
I'm not an Outlaw; I'm a Poutlaw! Purple Supras are the bestest! I love purple .. a lot lot lot
purplewitch
21-05-2017, 01:57 AM #25Like insurance companies, most of these financial institutions have underwriters who can't actually think for themselves or apply any common sense. They have to work on a points system. You'll get / or lose points for your age/job/locale etc etc etc .. and regardless of the practicalities of your situation you lose out. They also have targeted numbers of agreements with certain criteria to hit or avoid and even if you score the right amount of points you can still lose out because they have enough of your particular category this week. It sucks!
[SIGPIC][/SIGPIC] [COLOR="DarkOrchid"]That symbol on the side of my door.. Definition by FirebirdPhil 'Translated it means -
"try to overtake - go on give it a go I dare you......." [/COLOR]
I'm not an Outlaw; I'm a Poutlaw! Purple Supras are the bestest! I love purple .. a lot lot lot
Spoke to TSB who are happy with my account activity and no external influences would affect my applications to them.
Just need to clarify with T-Mobile on why they refused me, but they want a letter from me. crazy
going to speak to credit expert again and see what else they can suggesst
[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
update, went to HSBC and closed down all my account with them as I dont use them, including a joint one with my wife.
Spoke to TSB who are happy with my account activity and no external influences would affect my applications to them.
Just need to clarify with T-Mobile on why they refused me, but they want a letter from me. crazy
going to speak to credit expert again and see what else they can suggesst
[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
now updated its 865, as alot of missed payments have appeared all of which are correct.
maybe this is why i got refused?
[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
right kinda sorted, they was a slight mistake on credit experts systems in regards to my postcode which even i didnt notice, but still showed as the correct door number and street name, this caused alot of missing infor, thats where the 985 score came from,
now updated its 865, as alot of missed payments have appeared all of which are correct.
maybe this is why i got refused?
[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
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