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Just my luck?

Just my luck?

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Saraj
Posting Freak
2,791
23-12-2016, 09:57 AM
#1
My car has been hit outside, its snowed again here, the guy slammed on his brake at top of hill and went straight into mine.

Will post pics soon

But need advce as always

I had it on Third Party, Fire and Theft with Motor Legal Cover all with Direct Line.

What would this mean, not being my fault, my car being parked and neighbour as witness and him admitting fault?

Confusedhock: :crying:

[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
Saraj
23-12-2016, 09:57 AM #1

My car has been hit outside, its snowed again here, the guy slammed on his brake at top of hill and went straight into mine.

Will post pics soon

But need advce as always

I had it on Third Party, Fire and Theft with Motor Legal Cover all with Direct Line.

What would this mean, not being my fault, my car being parked and neighbour as witness and him admitting fault?

Confusedhock: :crying:


[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]

steviewevie
Posting Freak
7,993
23-12-2016, 10:00 AM
#2
Aaarrgh, bad luck mate :crying:

But if you've got a witness then that's great, though you shouldn't need it really since you were parked up so the insurance company will know it's the other guy's fault.

It should all be covered by his insurance.

[Image: Sig-enginebay.jpg]
IS200 Turbo project now just about complete ! See my thread here and leave your comments.
Now running standalone Syvecs ECU and no stock ECU !
steviewevie
23-12-2016, 10:00 AM #2

Aaarrgh, bad luck mate :crying:

But if you've got a witness then that's great, though you shouldn't need it really since you were parked up so the insurance company will know it's the other guy's fault.

It should all be covered by his insurance.


[Image: Sig-enginebay.jpg]
IS200 Turbo project now just about complete ! See my thread here and leave your comments.
Now running standalone Syvecs ECU and no stock ECU !

Lexusboy
Posting Freak
9,267
23-12-2016, 10:02 AM
#3
As your not to blame then your be ok mate your get your car repaired with no cost to you.

However this will flag up on your insurance, and as your having issue it will not be any easier to find insurance for you...
Lexusboy
23-12-2016, 10:02 AM #3

As your not to blame then your be ok mate your get your car repaired with no cost to you.

However this will flag up on your insurance, and as your having issue it will not be any easier to find insurance for you...

Saraj
Posting Freak
2,791
23-12-2016, 10:03 AM
#4
steviewevie Aaarrgh, bad luck mate :crying:

But if you've got a witness then that's great, though you shouldn't need it really since you were parked up so the insurance company will know it's the other guy's fault.

It should all be covered by his insurance.

if it was going to happen its me ! and my family have gone to trafford centre and said if you want to come ill have to take my car as not enough space in one, and i decided no, if i had gone this would have not happened !

hope my insurance dont c*o*k about

[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
Saraj
23-12-2016, 10:03 AM #4

steviewevie Aaarrgh, bad luck mate :crying:

But if you've got a witness then that's great, though you shouldn't need it really since you were parked up so the insurance company will know it's the other guy's fault.

It should all be covered by his insurance.

if it was going to happen its me ! and my family have gone to trafford centre and said if you want to come ill have to take my car as not enough space in one, and i decided no, if i had gone this would have not happened !

hope my insurance dont c*o*k about


[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]

Sparkystav
Administrator
14,683
23-12-2016, 10:40 AM
#5
You dont even need to tell your insurance!
you can use a third party broker

OutlawJapClub Admin Team
Sparkystav
23-12-2016, 10:40 AM #5

You dont even need to tell your insurance!
you can use a third party broker


OutlawJapClub Admin Team

TommyH
Senior Member
499
23-12-2016, 10:40 AM
#6
The most important thing is not to forget to update your sig, sorry mate, couldn't resist.
On a serious note, could have been worse mate, glad you and your family were not in the car.

MODS- Geomtry Done(WIM Settings) -Arm Rest -TRD Front skirt -18"Sport Alloy's(Thanks Widnes is200)- Lowered 40mm -Sports Grille(repositoned horns)- Hid's 6000k Dipped -Xenon 6500k Main- LED Tower Sidelights -LED boot light -36 LED Dome Light- Polished Stainless Gearknob- Chrome Tail Pipe -Stainless A/C Rings & Clock Panel - JDM dash tray -Clear Door Lenses with Blue LED's- 6" Altezza Aerial- TOM's Ram II Air Filter- Fog/Brake Conversion -Fan Washer Jets- Stainless Dials.
TommyH
23-12-2016, 10:40 AM #6

The most important thing is not to forget to update your sig, sorry mate, couldn't resist.
On a serious note, could have been worse mate, glad you and your family were not in the car.


MODS- Geomtry Done(WIM Settings) -Arm Rest -TRD Front skirt -18"Sport Alloy's(Thanks Widnes is200)- Lowered 40mm -Sports Grille(repositoned horns)- Hid's 6000k Dipped -Xenon 6500k Main- LED Tower Sidelights -LED boot light -36 LED Dome Light- Polished Stainless Gearknob- Chrome Tail Pipe -Stainless A/C Rings & Clock Panel - JDM dash tray -Clear Door Lenses with Blue LED's- 6" Altezza Aerial- TOM's Ram II Air Filter- Fog/Brake Conversion -Fan Washer Jets- Stainless Dials.

Saraj
Posting Freak
2,791
23-12-2016, 10:45 AM
#7
Tommy20165 The most important thing is not to forget to update your sig, sorry mate, couldn't resist.
On a serious note, could have been worse mate, glad you and your family were not in the car.



Lol Lol Lol I was literally laughing my head off !!!

Yh glad no one was in car !

Will update my sig now !

[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
Saraj
23-12-2016, 10:45 AM #7

Tommy20165 The most important thing is not to forget to update your sig, sorry mate, couldn't resist.
On a serious note, could have been worse mate, glad you and your family were not in the car.



Lol Lol Lol I was literally laughing my head off !!!

Yh glad no one was in car !

Will update my sig now !


[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]

FirebirdPhil
Posting Freak
7,101
23-12-2016, 10:46 AM
#8
Good that your all safe, you never know they may write your car off and then with that and all the money from overtime it "could" be Lexus time again!!

"Life's goal is not to arrive safely at the grave in a well preserved body. But, rather to skid in sideways........
totally worn out and broken, shouting 'Holy ****, WHAT A RIDE!'"
FirebirdPhil
23-12-2016, 10:46 AM #8

Good that your all safe, you never know they may write your car off and then with that and all the money from overtime it "could" be Lexus time again!!


"Life's goal is not to arrive safely at the grave in a well preserved body. But, rather to skid in sideways........
totally worn out and broken, shouting 'Holy ****, WHAT A RIDE!'"

Saraj
Posting Freak
2,791
23-12-2016, 10:48 AM
#9
2tongues Good that your all safe, you never know they may write your car off and then with that and all the money from overtime it "could" be Lexus time again!!

I wish, wont get much paid out for the car, think it will be write off due to what its worth, have no overtime money as thats gone on credit cards and wife and kids holiday to Pakistan (she not seen her family for 5 years !)

Not sure what Im going to do if they write it off

[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
Saraj
23-12-2016, 10:48 AM #9

2tongues Good that your all safe, you never know they may write your car off and then with that and all the money from overtime it "could" be Lexus time again!!

I wish, wont get much paid out for the car, think it will be write off due to what its worth, have no overtime money as thats gone on credit cards and wife and kids holiday to Pakistan (she not seen her family for 5 years !)

Not sure what Im going to do if they write it off


[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]

FirebirdPhil
Posting Freak
7,101
23-12-2016, 10:49 AM
#10
Argue with the assessor until they give you a figure you like then go get another car.

"Life's goal is not to arrive safely at the grave in a well preserved body. But, rather to skid in sideways........
totally worn out and broken, shouting 'Holy ****, WHAT A RIDE!'"
FirebirdPhil
23-12-2016, 10:49 AM #10

Argue with the assessor until they give you a figure you like then go get another car.


"Life's goal is not to arrive safely at the grave in a well preserved body. But, rather to skid in sideways........
totally worn out and broken, shouting 'Holy ****, WHAT A RIDE!'"

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