Need advice on car insurance
Need advice on car insurance
21-09-2016, 04:08 AM
Right got a my renewal today from Direct Line, well you can call it a renewal as Direct Line have felt the need to not continue with insuring me in the future.
So Ive been refused, which is not ideal
Would I be able to buy another brand new policy on there website? I can quote and very decent ones compared to everybody else.
Or would it be refused once its been processed?
Im going to contact SKy and AF to check quotes.
[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
Hi everyone,
Right got a my renewal today from Direct Line, well you can call it a renewal as Direct Line have felt the need to not continue with insuring me in the future.
So Ive been refused, which is not ideal
Would I be able to buy another brand new policy on there website? I can quote and very decent ones compared to everybody else.
Or would it be refused once its been processed?
Im going to contact SKy and AF to check quotes.
[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
21-09-2016, 04:13 AM
I think DL will refuse you again if you try to buy online (as a new customer).
[SIGPIC][/SIGPIC]
Mods:...WIM geometry setup & fine tune, K&N Air filter, Stainless steel A/C rings, Brodit phone kit, Stainless steel clock surround, B&M Shortshifter & LED Domelight, Maplight & Sun Visors, OEM Chrome exhaust tip, OEM rubber bootliner, Fan type windscreen washer jets, LS430 Side repeaters, OEM LE grille, OEM cargo net, Front OEM armrest
All insurance co's will want to know if you have been refused insurance in the past.
I think DL will refuse you again if you try to buy online (as a new customer).
[SIGPIC][/SIGPIC]
Mods:...WIM geometry setup & fine tune, K&N Air filter, Stainless steel A/C rings, Brodit phone kit, Stainless steel clock surround, B&M Shortshifter & LED Domelight, Maplight & Sun Visors, OEM Chrome exhaust tip, OEM rubber bootliner, Fan type windscreen washer jets, LS430 Side repeaters, OEM LE grille, OEM cargo net, Front OEM armrest
21-09-2016, 04:20 AM
kam05 All insurance co's will want to know if you have been refused insurance in the past.
I think DL will refuse you again if you try to buy online (as a new customer).
alot of the comparison sites ask you, about refusal, quotes from companies direct on there website dont, would this matter, if for example i took out a policy with TSB and they dont ask the question, would I have to ring them and declare the information
[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
kam05 All insurance co's will want to know if you have been refused insurance in the past.
I think DL will refuse you again if you try to buy online (as a new customer).
alot of the comparison sites ask you, about refusal, quotes from companies direct on there website dont, would this matter, if for example i took out a policy with TSB and they dont ask the question, would I have to ring them and declare the information
[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
21-09-2016, 04:23 AM
Tried Adrian put on hold for ages
[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
Just spoken to Sky, they cant quote me in my postcode lol
Tried Adrian put on hold for ages
[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
21-09-2016, 04:33 AM
Gord i thought insurance company could not refuse to cover anyone ? as its law to have insurance, put the price up very high yes, but refuse ?
Now if every insurance was to refuse you cover, what could you do to get insurance ?
this is the thing, they refused to renew and say they given me enough time to make alternative insurance
but i can get a decent quote off them on the net? cheapest around just in my name.
TSB wont even provide a quote.
[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
Gord i thought insurance company could not refuse to cover anyone ? as its law to have insurance, put the price up very high yes, but refuse ?
Now if every insurance was to refuse you cover, what could you do to get insurance ?
this is the thing, they refused to renew and say they given me enough time to make alternative insurance
but i can get a decent quote off them on the net? cheapest around just in my name.
TSB wont even provide a quote.
[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
21-09-2016, 04:42 AM
declared everything including that i been refused insurance
cheapest 3.5k
cared:and 3/4 of the insurer refused to provide a quote
im in trouble
ad:
[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
just done a comparison using moneysupermarket.
declared everything including that i been refused insurance
cheapest 3.5k cared:
and 3/4 of the insurer refused to provide a quote
im in trouble ad:
[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
21-09-2016, 04:52 AM
Lexusboy Andrian flux have Dan on the forum send him a pm @ dan@adrainflux and he will arrange a person to phone you.
thanks, ive just put a request through via they website for them to phone me tomorrow morning, when im not at work, see how that goes
oh well got 26 days to sort this out
[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
Lexusboy Andrian flux have Dan on the forum send him a pm @ dan@adrainflux and he will arrange a person to phone you.
thanks, ive just put a request through via they website for them to phone me tomorrow morning, when im not at work, see how that goes
oh well got 26 days to sort this out
[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
21-09-2016, 05:29 AM
Your best bet is probably to find a company who specialises in people who are difficult to insure, they sometimes get advertised in car mags etc. Speaking to Adrian Flux would of course be a good idea too.
![[Image: Sig-enginebay.jpg]](http://i5.photobucket.com/albums/y179/SteveHammatt/Sig-enginebay.jpg)
IS200 Turbo project now just about complete ! See my thread here and leave your comments.
Now running standalone Syvecs ECU and no stock ECU !
steviewevie
21-09-2016, 05:29 AM #9I think you are going to find problems, especially because you've been refused insurance now (you have to declare that, don't try and get away without saying).
Your best bet is probably to find a company who specialises in people who are difficult to insure, they sometimes get advertised in car mags etc. Speaking to Adrian Flux would of course be a good idea too.
IS200 Turbo project now just about complete ! See my thread here and leave your comments.
Now running standalone Syvecs ECU and no stock ECU !
21-09-2016, 05:30 AM
As others have said, you will need to tell any future insurer that you've been denied cover - they will say nothing about it now, but as soon as you need to make a claim they will refuse cover on that basis.
2002 '02' IS200 SE Auto - DVD Satnav with Voice Activation - [COLOR="Blue"]Strathcaron Blue - Parking Sensors - 5000K HIDs with Anti-Glare Bulbs - PIAA 6500K Main Beams - LED Sidelights - Mirror/Sunroof Closure - TTE Styling Kit - 18" Styling Kit Alloys with nitrogen filled Goodyear Eagle F1 Asymmetric Tyres - Bluetouch Multimedia Kit - Gromaudio AUX in - Black painted calipers with silver Lexus decals - 12 LED Dome Light - 96 LED Boot Light - Stainless Steel Sport Sill Plates - PIAA Silicone Wipers[/COLOR]
I'm with Gord, seems very odd that they've just refused instead of putting the price up really high. Are you a very troublesome customer? :p
As others have said, you will need to tell any future insurer that you've been denied cover - they will say nothing about it now, but as soon as you need to make a claim they will refuse cover on that basis.
2002 '02' IS200 SE Auto - DVD Satnav with Voice Activation - [COLOR="Blue"]Strathcaron Blue - Parking Sensors - 5000K HIDs with Anti-Glare Bulbs - PIAA 6500K Main Beams - LED Sidelights - Mirror/Sunroof Closure - TTE Styling Kit - 18" Styling Kit Alloys with nitrogen filled Goodyear Eagle F1 Asymmetric Tyres - Bluetouch Multimedia Kit - Gromaudio AUX in - Black painted calipers with silver Lexus decals - 12 LED Dome Light - 96 LED Boot Light - Stainless Steel Sport Sill Plates - PIAA Silicone Wipers[/COLOR]
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