Need advice on car insurance
Need advice on car insurance
I think them telling you that you don't have to tell other insurers (which is wrong IMHO) is just them trying to get out of giving you any proof.
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IS200 Turbo project now just about complete ! See my thread here and leave your comments.
Now running standalone Syvecs ECU and no stock ECU !
steviewevie
22-09-2016, 05:00 AM #22Because of the potentially very big impact that their refusal to insure you will have in the future, they really *must* be able to prove this thing about you being abusive. Otherwise any call centre operator just having a bad day could put someone down as "abusive", with no proof, and really mess up their future insurance prospects.
I think them telling you that you don't have to tell other insurers (which is wrong IMHO) is just them trying to get out of giving you any proof.
IS200 Turbo project now just about complete ! See my thread here and leave your comments.
Now running standalone Syvecs ECU and no stock ECU !
I have told him about this, and he states he cant investigate and i got to first complain to Directline give them a chance to resolve if they dont then i can highlight it as a new case to FOS. my current complaint has been going on since Jan 09, so would take another year.
To be honest nothing to loose apart from time and stamps for the letters, so im going to write a letter and send it it as a complaint reuqesting evidence and explanation, another long process in the pipeline.
[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
Right been in touch with Alan at Financial Ombudsman, he is due to reply to me next coming days for my initial cocnerns.
I have told him about this, and he states he cant investigate and i got to first complain to Directline give them a chance to resolve if they dont then i can highlight it as a new case to FOS. my current complaint has been going on since Jan 09, so would take another year.
To be honest nothing to loose apart from time and stamps for the letters, so im going to write a letter and send it it as a complaint reuqesting evidence and explanation, another long process in the pipeline.
[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
renewed with directline but changed the circumstances, my mums now the main driver of my car, so her as main and me as named driver, with 2 of my accidents declared, the third still hasnt been logged as a claim, i havnt heard from the other driver ethier.
its came out to 900 quid with interest added on top, 160 deposit and 73 per month
much better
[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
well sorted my insurance today
renewed with directline but changed the circumstances, my mums now the main driver of my car, so her as main and me as named driver, with 2 of my accidents declared, the third still hasnt been logged as a claim, i havnt heard from the other driver ethier.
its came out to 900 quid with interest added on top, 160 deposit and 73 per month
much better
[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
2002 '02' IS200 SE Auto - DVD Satnav with Voice Activation - [COLOR="Blue"]Strathcaron Blue - Parking Sensors - 5000K HIDs with Anti-Glare Bulbs - PIAA 6500K Main Beams - LED Sidelights - Mirror/Sunroof Closure - TTE Styling Kit - 18" Styling Kit Alloys with nitrogen filled Goodyear Eagle F1 Asymmetric Tyres - Bluetouch Multimedia Kit - Gromaudio AUX in - Black painted calipers with silver Lexus decals - 12 LED Dome Light - 96 LED Boot Light - Stainless Steel Sport Sill Plates - PIAA Silicone Wipers[/COLOR]
Not too bad considering then, glad you got it sorted in the end
2002 '02' IS200 SE Auto - DVD Satnav with Voice Activation - [COLOR="Blue"]Strathcaron Blue - Parking Sensors - 5000K HIDs with Anti-Glare Bulbs - PIAA 6500K Main Beams - LED Sidelights - Mirror/Sunroof Closure - TTE Styling Kit - 18" Styling Kit Alloys with nitrogen filled Goodyear Eagle F1 Asymmetric Tyres - Bluetouch Multimedia Kit - Gromaudio AUX in - Black painted calipers with silver Lexus decals - 12 LED Dome Light - 96 LED Boot Light - Stainless Steel Sport Sill Plates - PIAA Silicone Wipers[/COLOR]
parthiban Not too bad considering then, glad you got it sorted in the end
yh i was expecting double, well would have been in my name, mums happier now as she can drive it, and probally will be doing mostly
[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
parthiban Not too bad considering then, glad you got it sorted in the end
yh i was expecting double, well would have been in my name, mums happier now as she can drive it, and probally will be doing mostly
[COLOR="Gray"]December 2008: Crashed Lexus IS200 - Cat B Write Off
August 2009: Crashed Vauxhall Astra - Minor Damage DIY Repair
November 2009: Crashed Vauxhall Astra - Scratches To Bumper No Repair Required
February 2010: Other Party Crashed Into Astra - Extensive Damage To Rear -Settled With Third Party's Insurance
Anyone dare To Predict The Future?[/COLOR]
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